Integrity plus money management professional#
Consult your financial professional before making any investment decision. Past performance does not guarantee future results. Opinions expressed are subect to change without notice and are not intended as investment advice or to predict future performance. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Investing involves risk including the potential loss of principal. This is part of what we do to help set us apart from the rest!ĭisclosure: A broad range of retirement solutions and insurance products through Kevin Bock and Joseph Lux II
They have a money advisor, an insurance professional (or two), an attorney who wrote their wills, and an accountant or CPA who does their taxes, but when was the last time these advisors spoke to one another on your behalf? We coordinate ALL parts of an efficient retirement and estate plan. Over the past 30-plus years, we have found a common thread in most people’s planning. Integrity Retirement Solutions relies on a “referral-mainly” business, meaning we don’t need to advertise and we thrive from a referral network consisting of previous clients, social workers, personal care facilities, nursing homes, home care agencies, attorneys, CPAs, and others from the financial industry. Over the years, their first clients grew older and needed to take on a different type of planning - one that protected what they worked hard for while still getting an opportunity for a fair return, instead of trying to get better growth along with more risk. Together, they founded Integrity Retirement Solutions, LLC - a name that conveys their belief in honest business and their solutions to handling more than just money.Įarly in their careers, Kevin and Jeanie helped teach their clients about more effective ways to save for retirement. Kevin and Jeanie Bock have been helping people retire well for over 30 years. Grab as much out of the experience as you can, while you can.Integrity Retirement Solutions is a full-service advisory firm focusing on financial planning aspects, including retirement planning, asset protection planning, and estate planning.
Integrity plus money management pro#
As pro athletes say when they’re pushing through the playoffs, you can rest after the season is over. You might even put a visual cue in a place where you’ll see it every day - a photo on the fridge door or a mission statement on the bathroom mirror.Īnd remember, this job won’t last forever. Whenever you start feeling too stressed out, remind yourself why you’re doing it. Seasonal jobs can make an already busy life even more complicated. Plus, you won’t have to get one of those predatory payday loans mentioned above.
It lets you access your pay immediately, as soon as you earn it - and even pay bills directly from the app. When your bills won’t wait for payday, check out Integrity’s PayActiv program.Don’t you have better things to do with that money than make some bank even richer? If the interest rate is 20% or higher, paying off the balance could save you over $100 a month. Pay down your highest interest debts first - probably your credit cards or payday loans.Remember, this temp job will end soon and you don’t want to be left with nothing to show for it. Allocate your paycheck according to the 50/30/20 rule - 50% on needs such as rent, utilities and food 30% on wants such as holiday gifts 20% on savings for your emergency fund and/or long-term goals.It’s not necessary to be that hyper-organized, but it is a good exercise to try at least once, to see where you might run into time conflicts. Schedule everything you do. We know one associate who maps out his daily calendar in 30-minute time blocks - for working, commuting, socializing, eating, sleeping, exercising, hobbies, errands, etc.For example, if you’re also in school, maybe you can take an online course or switch to classes at different times. See what activities you can rethink or reduce to make room for your temping schedule.Or vice versa: nail down the work schedule first, then fit in other activities around it - whichever is easier. The minute you know what days or hours you will be committed to other activities, grab the work shifts you want right away. Since peak temping season is now upon us, we thought it was the perfect time to share some tips from our experienced temporary associates. Too bad it can also mess with your life outside of work.Īdapting to schedule changes, finding time for family or school, suffering burnout from the additional work, and deciding where best to spend your new income are just a few of the challenges you might face. Working a temporary gig for the holiday season is a great way to put extra cash in your pocket right when you need it most.
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